Suche Kontakt Impressum

Institut für VWL | UnivIS | ERASMUS | QIS | Site Plan

Christian-Albrechts-Universität zu Kiel

Institut für Volkswirtschaftslehre - Department of Economics
Economics Working Papers

Economics Working Papers: Abstract 2007-30


Nummer

2007-30

Autoren

Giacomo Corneo, Matthias Keese, Carsten Schröder

 

Titel

 

Erhöht die Riester-Förderung die Sparneigung von Geringverdienern?
Abstract In 2001 the German government started to promote the development of private pensions by means of special saving subsidies and tax incentives (Riester-scheme). That policy especially targets households with relatively low incomes. Using data from the German Socio-economic Panel, we scrutinize the impact of the Riester-scheme on private saving. Our estimation results suggest that the Riester-scheme neither increases the fraction of households with positive savings, nor increases the households’ saving rate. Thus, rather than creating saving, this policy seems to make people substitute previous contracts by subsidized saving contracts

Keywords:

JEL classification: D12, D14, H24, H31, I38

 

Links

 

weiter zum Full Text

zurück zur Übersicht